Financials • Finance: Consumer Services
$24.84 ▲ +0.70
(+2.90%)
MKT CAP: $2.42B • VOL: 3.17M
52W L $22 52W H $52
UPST // SEC EDGAR XBRL STANDARDIZED FINANCIAL STATEMENTS (FA <GO>)
| LINE ITEM (USD / %) | FY 2025
FILED 2025-12-31 | FY 2024
FILED 2024-12-31 | FY 2023
FILED 2023-12-31 |
|---|---|---|---|
| Revenue (Total Sales) | $1.04B | $636.5M | $513.6M |
| YoY Revenue Growth % | +64.0% | +23.9% | — |
| Gross Profit | $459.3M | $280.1M | $226.0M |
| Gross Margin % | 44.0% | 44.0% | 44.0% |
| Research & Development (R&D) | — | — | — |
| Operating Income (EBIT) | $42.6M | -$172.9M | -$256.5M |
| Operating Margin % | 4.1% | -27.2% | -50.0% |
| Net Income (GAAP) | $53.6M | -$128.6M | -$240.1M |
| EBITDA (Normalized) | $42.9M | -$172.2M | -$238.0M |
| Diluted EPS ($/sh) | — | — | — |
| Operating Cash Flow (OCF) | -$147.7M | $186.3M | -$111.7M |
| Capital Expenditures (CapEx) | $347.0K | $837.0K | $23.1M |
| Free Cash Flow (FCF) | -$148.1M | $185.5M | -$134.8M |
| FCF Margin % | -14.2% | 29.1% | -26.3% |
| Return on Invested Capital (ROIC %) | 3.0% | -21.8% | -25.2% |
| Cash & Short-Term Equivalents | $652.4M | $788.4M | $146.2M |
| Total Debt (Short + Long Term) | $979.2M | $780.2M | $311.1M |
| Total Stockholders' Equity | $798.8M | $633.2M | $638.2M |
NO QUARTERLY 10-Q XBRL STATEMENTS AVAILABLE IN CURRENT CACHE FOR UPST.