WHR // Whirlpool Corporation

DES <GO> NYSE CIK 0000106640 ↗

Consumer Discretionary • Consumer Electronics/Appliances

$29.35 ▲ +2.04 (+7.47%)

MKT CAP: $1.93B • VOL: 6.47M

52W L $26 52W H $95

ALTMAN Z

1.29 RISK

PIOTROSKI

5 / 9

WHR // ROARABLE RATING & 5-PILLAR RQD CONFIDENCE 02:00 EST DETERMINISTIC ENGINE

PRIOR: RQD 57/100 [D+] (+0 PT) • UNCHANGED AS OF 2026-11-01

ROARABLE D+

RQD CONFIDENCE

57 / 100 +0D

5 X 20-PT QUANT PILLARS

E 0 D 35 C 59 B 70 A 86+

Roarable Sell — Weak Fundamentals / Trim

01 MASSIVE / SEC XBRL

Forensic Fundamentals

[LOCKED] FLAGGED

UNLOCK BELOW TO REVEAL

02 OPRA GEX + SEC 13F

Whale & Options Flow

11 / 20

NEUTRAL

NET GEX +0% • CALL SWEEP 52% • P/C 0.40

03 SEC FORM 4 (90D)

Insider Conviction

[LOCKED] FLAGGED

UNLOCK BELOW TO REVEAL

04 FRED 90D r-MATRIX

Macro Regime Fit

14 / 20

SOLID

TAILWIND • r(10Y)=+0.00 (+23bp) • r(OAS)=+0.00

05 10-K REDLINE AUDIT

Forensic 10-K Risk

15 / 20

SOLID

20 BASE - 5 DEDUCT • 0 CRIT / 0 MED • STABLE

ALERT

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SIG <GO> CROSS-FEED TRIANGULATION // PROPRIETARY ANOMALY ENGINE (1 ACTIVE ON WHR)

STAGE 2 DETERMINISTIC Z-SCORE + STAGE 3 GEEK DESK BRIEF ALL MARKET ANOMALIES <SIG>

▼ BEARISH // F-RATED EARNINGS MIRAGE // ACCRUAL WATCHSIFTER 02 // ACCRUAL & RECEIVABLES FORENSICS

SEVERITY: 94/100 Z-SCORE: +3.89σ

WHR Accounting Gap: Net Income (+198.5%) Outpaced OCF (-43.7%) With +13.9% Working-Capital Build

CASH CONVERSION GAP

+242.2% (NI vs OCF)

RECEIVABLES / WC BLOAT

+13.9% VS REV

60D C-SUITE FORM 4 SALES

0 OPEN-MKT DUMPS

[GEEK DESK FORENSIC NOTE // SEC XBRL × FORM 4 CROSS-CHECK]

SEC EDGAR XBRL CompanyFacts10-K/10-Q Working Capital ScheduleSEC Form 4 Executive Sales

SEC EDGAR XBRL triangulation on Whirlpool Corporation (WHR) exposes a +242.2% Cash Conversion Gap as YoY Net Income growth (+198.5%) diverged from Operating Cash Flow growth (-43.7%). Non-cash current assets and receivables expanded +13.9% relative to top-line revenue growth. Monitor upcoming 10-Q cash realization closely for accrual mean-reversion.

WHR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -46.59%📐 HORIZONTAL RANGE

2026-10-30O $29.50H $30.49L $28.89C $29.94VOL 6.69M

RES: $49.54SUP: $25.05SMA50: $32.65SMA200: $48.56

WHR // INSTITUTIONAL BULL VS. BEAR FORENSIC DEBATE

UNDERWEIGHT CONVICTION: 41/100

BEAR 0

100 BULL

Whirlpool Corporation (WHR) exhibits 15.4% gross margins and 8.7% return on invested capital within Consumer Discretionary (Consumer Electronics/Appliances), balanced against a 5.9x enterprise multiple and 7.3% implied options volatility.

▲ INSTITUTIONAL BULL THESIS (LONG)

01. Operating Leverage & Capital Efficiency Moat

Sustained 15.4% gross profitability converts into 5.4% operating margin and 8.7% ROIC, outpacing sector cost of capital.

ROIC: 8.7% // GM: 15.4%

02. Top-Line Expansion & Cash Conversion

YoY revenue trajectory of -6.5% paired with 4.20% free cash flow yield supports self-funded R&D and capital return.

REV YOY: -6.5% // FCF YLD: 4.20%

03. Balance Sheet Solvency & Forensic Quality

Altman Z-Score of 1.29 and Piotroski F-Score of 5/9 indicate low near-term refinancing stress.

ALTMAN Z: 1.29 // F-SCORE: 5/9

▼ INSTITUTIONAL BEAR THESIS (SHORT / RISK)

01. Multiple Compression & Duration Sensitivity

Trading at 6.1x trailing P/E (5.7x Fwd P/E) leaves valuation vulnerable if real 10Y TIPS yields spike.

P/E: 6.1x // EV/EBITDA: 5.9x

02. Options Skew & Event Volatility Risk

Options market prices a ±7.3% implied move with a 0.40 put/call ratio around $29.00 max pain.

IMPL MOVE: ±7.3% // P/C: 0.40

03. Competitive Margin & CapEx Cycle Pressure

Elevated industry capital intensity and customer concentration in Consumer Electronics/Appliances require continuous execution to defend 2.0% net margins.

NET MARGIN: 2.0% // D/E: 2.05x

KEY CATALYST // Upcoming 10-Q/10-K XBRL margin progression, guidance revision vs 5.7x forward consensus, and institutional 13F positioning.

MACRO REGIME // Monitor US 10Y Real Yields (DFII10) and High-Yield Credit Spreads (OAS) for beta-adjusted multiple impact (Beta 1.11).

FORM 4 & 13F FLOW OPEN OWN <GO>

FILER	SIDE	$ VALUE
INSPECT FULL OWNERSHIP LEDGER IN OWN <GO>

UNUSUAL OPTIONS TAPE OPEN OPT <GO>

STRIKE / EXP	TYPE	PREMIUM
INSPECT GEX & CHAIN IN OPT <GO>

KEY VALUATION & PROFITABILITY RATIOS XBRL FA <GO>

TRAILING P/E 6.1x

FORWARD P/E 5.7x

EV / EBITDA 5.9x

FCF YIELD 4.20%

GROSS MARGIN 15.4%

OPERATING MARGIN 5.4%

NET MARGIN 2.0%

ROIC % 8.7%

REV GROWTH YOY -6.5%

DILUTED EPS TTM $4.84

DEBT / EQUITY 2.05x

DIVIDEND YIELD 11.50%

RSI-14 MOMENTUM 51.5

5Y EQUITY BETA 1.11

FRED MACRO SENSITIVITY (PEARSON r) ECST <GO>

MACRO CORRELATION CALIBRATION ACTIVE BELOW.

FRED MACRO REGIME STRESS-TEST SIMULATOR // WHRPEARSON R VARIANCE ENGINE

01 // SELECT FEDERAL RESERVE & CREDIT SHOCK SCENARIO

02 // POSITION NOTIONAL EXPOSURE

HEADLINE STRESS SCORE

75/100SEVERE DRAWDOWN PRESSURE

PRIMARY FACTOR EXPOSURE

DFII10 // -0.61 r

Latest: 2.08%

EST. DIRECTIONAL MOVE

-8.50%

Implied Px: $26.86

EST. DOLLAR VARIANCE

-$4,248

On $50,000 Notional

[LOCKED // MULTI-FACTOR DRAWDOWN HEDGE & MACRO TRIGGER ALERT]

Unblur the exact $50,000 delta-adjusted ETF/options hedge ratio for WHR & activate live FRED threshold breach alerts.

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