COMP <GO>
ZION vs JPM // FREE CASH FLOW YIELD
Zions Bancorporation N.A. (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: ZION 8
— JPM 6
▲ FREE CASH FLOW YIELD LEADER: ZION
LAST: $65.37 (-1.30%) • MKT CAP: $9.67B
fcf-yield
9.85%
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
fcf-yield
-18.14%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ZION VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ZION | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.80% | 17.37% | -14.57 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.7x | 9.7x | +18.03 | JPM | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 9.85% | -18.14% | +27.99 | ZION | /fcf-yield <GO> |
| Operating Margin | 75.00% | 42.07% | +32.93 | ZION | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 32.63% | +35.37 | ZION | /net-margins <GO> |
| Revenue Growth (YoY) | 3.10% | 13.53% | -10.43 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.76% | 1.96% | +0.80 | ZION | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.37 | +0.08 | ZION | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 2/9 | +5.00 | ZION | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 4.84% | +1.76 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.6 | 49.0 | +4.56 | ZION | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.90 | 1.00 | -0.10 | JPM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 13.6x | -3.57 | ZION | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.67B | $895.92B | -$886.25B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ZION REV | JPM REV | ZION GROSS % | JPM GROSS % | ZION FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $529.0M | $182.45B | 44.0% | — | $952.0M | -$147.78B |
| FY 2024 | $513.0M | $177.56B | 44.0% | — | $1.05B | -$42.01B |
| FY 2023 | $503.0M | $158.10B | 44.0% | — | $862.4M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ZION // BETA 0.90
JPM // BETA 1.00