COMP <GO>
ZION vs BAC // NET PROFIT MARGIN
Zions Bancorporation N.A. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: ZION 8
— BAC 2
▲ NET PROFIT MARGIN LEADER: ZION
LAST: $65.37 (-1.30%) • MKT CAP: $9.67B
net-margins
68.00%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
net-margins
27.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ZION VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ZION | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.80% | 2.50% | +0.30 | ZION | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.7x | 30.2x | -2.50 | ZION | /valuation <GO> |
| Free Cash Flow Yield | 9.85% | 2.10% | +7.75 | ZION | /fcf-yield <GO> |
| Operating Margin | 75.00% | 32.90% | +42.10 | ZION | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 68.00% | 27.00% | +41.00 | ZION | /net-margins <GO> |
| Revenue Growth (YoY) | 3.10% | 6.80% | -3.70 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.76% | 0.00% | +2.76 | ZION | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 6.60% | 0.00 | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.6 | 27.7 | +25.94 | ZION | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.90 | 0.90 | 0.00 | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 10.9x | -0.90 | ZION | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.67B | $357.61B | -$347.94B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ZION REV | BAC REV | ZION GROSS % | BAC GROSS % | ZION FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $529.0M | $113.10B | 44.0% | 44.0% | $952.0M | $7.52B |
| FY 2024 | $513.0M | $105.86B | 44.0% | 44.0% | $1.05B | -$13.57B |
| FY 2023 | $503.0M | $102.77B | 44.0% | 44.0% | $862.4M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ZION // BETA 0.90
BAC // BETA 0.90