COMP <GO>
WTM vs BAC // EV/EBITDA & P/E VALUATION
White Mountains Insurance Group Ltd. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: WTM 13
— BAC 2
▲ EV/EBITDA & P/E VALUATION LEADER: WTM
LAST: $2,269.99 (+1.09%) • MKT CAP: $5.36B
valuation
4.3x
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
valuation
30.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTM VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTM | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 95.90% | 41.00% | +54.90 | WTM | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 16.40% | 2.50% | +13.90 | WTM | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 4.3x | 30.2x | -25.90 | WTM | /valuation <GO> |
| Free Cash Flow Yield | 7.14% | 2.10% | +5.04 | WTM | /fcf-yield <GO> |
| Operating Margin | 36.10% | 32.90% | +3.20 | WTM | /operating-margins <GO> |
| Net Profit Margin | 29.60% | 27.00% | +2.60 | WTM | /net-margins <GO> |
| Revenue Growth (YoY) | 66.80% | 6.80% | +60.00 | WTM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.05% | 0.00% | +0.05 | WTM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.00 | 0.45 | +1.55 | WTM | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | WTM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.10% | 6.60% | +0.50 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 76.3 | 27.7 | +48.62 | WTM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.06 | 0.90 | +0.16 | WTM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.2x | 10.9x | -6.70 | WTM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.36B | $357.61B | -$352.25B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTM REV | BAC REV | WTM GROSS % | BAC GROSS % | WTM FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.73B | $113.10B | 95.9% | 44.0% | $382.4M | $7.52B |
| FY 2024 | $2.24B | $105.86B | 98.7% | 44.0% | $486.0M | -$13.57B |
| FY 2023 | $2.17B | $102.77B | 44.0% | 44.0% | $306.6M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTM // BETA 1.06
BAC // BETA 0.90