COMP <GO>
WTFC vs BAC // 10Y YIELD & FRED MACRO BETA
Wintrust Financial Corporation (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: WTFC 9
— BAC 4
▲ 10Y YIELD & FRED MACRO BETA LEADER: WTFC
LAST: $152.38 (-1.14%) • MKT CAP: $10.40B
macro-sensitivity
1.14
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
macro-sensitivity
0.90
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTFC VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTFC | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 2.50% | +0.60 | WTFC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.4x | 30.2x | -2.80 | WTFC | /valuation <GO> |
| Free Cash Flow Yield | 8.27% | 2.10% | +6.17 | WTFC | /fcf-yield <GO> |
| Operating Margin | 75.00% | 32.90% | +42.10 | WTFC | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | WTFC | /net-margins <GO> |
| Revenue Growth (YoY) | 5.90% | 6.80% | -0.90 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.63% | 0.00% | +1.63 | WTFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | WTFC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.40% | 6.60% | +0.80 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.1 | 27.7 | +33.42 | WTFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.14 | 0.90 | +0.24 | WTFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 10.9x | +0.80 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.40B | $357.61B | -$347.21B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTFC REV | BAC REV | WTFC GROSS % | BAC GROSS % | WTFC FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $265.6M | $113.10B | 44.0% | 44.0% | $860.4M | $7.52B |
| FY 2024 | $250.7M | $105.86B | 44.0% | 44.0% | $635.5M | -$13.57B |
| FY 2023 | $220.4M | $102.77B | 44.0% | 44.0% | $734.5M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTFC // BETA 1.14
BAC // BETA 0.90