COMP <GO>
USB vs JPM // RETURN ON INVESTED CAPITAL (ROIC)
U.S. Bancorp (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: USB 6
— JPM 8
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: JPM
LAST: $59.45 (-1.96%) • MKT CAP: $94.48B
roic
3.00%
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
roic
17.37%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (USB VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | USB | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 3.00% | 17.37% | -14.37 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 26.6x | 9.7x | +16.93 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 7.07% | -18.14% | +25.21 | USB | /fcf-yield <GO> |
| Operating Margin | 32.20% | 42.07% | -9.87 | JPM | /operating-margins <GO> |
| Net Profit Margin | 26.40% | 32.63% | -6.23 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 4.40% | 13.53% | -9.13 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.35% | 1.96% | +1.39 | USB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.37 | +0.08 | USB | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 2/9 | +6.00 | USB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 4.84% | +1.96 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.0 | 49.0 | +2.97 | USB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 1.00 | -0.04 | JPM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.6x | 13.6x | -1.97 | USB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $94.48B | $895.92B | -$801.43B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | USB REV | JPM REV | USB GROSS % | JPM GROSS % | USB FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $28.66B | $182.45B | 44.0% | — | $6.68B | -$147.78B |
| FY 2024 | $27.45B | $177.56B | 44.0% | — | $10.11B | -$42.01B |
| FY 2023 | $28.14B | $158.10B | 44.0% | — | $7.13B | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
USB // BETA 0.96
JPM // BETA 1.00