COMP <GO>
UNH vs PM // DIVIDEND YIELD & FCF PAYOUT SAFETY
UnitedHealth Group Incorporated (NYSE) VS. Philip Morris International Inc (NYSE) • 15-METRIC TALLY: UNH 5
— PM 10
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: PM
LAST: $406.97 (-0.96%) • MKT CAP: $364.66B
dividend-safety
2.28%
LAST: $208.79 (+0.14%) • MKT CAP: $324.98B
dividend-safety
2.65%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UNH VS. PM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UNH | PM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 88.57% | 67.10% | +21.47 | UNH | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.47% | 45.30% | -33.83 | PM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 16.4x | 21.7x | -5.25 | UNH | /valuation <GO> |
| Free Cash Flow Yield | 6.48% | 3.28% | +3.20 | UNH | /fcf-yield <GO> |
| Operating Margin | 4.82% | 36.60% | -31.78 | PM | /operating-margins <GO> |
| Net Profit Margin | 3.14% | 27.90% | -24.76 | PM | /net-margins <GO> |
| Revenue Growth (YoY) | 6.46% | 7.30% | -0.84 | PM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.28% | 2.65% | -0.37 | PM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 3.12 | 4.52 | -1.40 | PM | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | PM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.74% | 6.70% | +0.04 | PM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.0 | 64.5 | -8.44 | PM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.33 | 0.93 | -0.60 | PM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.1x | 26.6x | -9.51 | UNH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $364.66B | $324.98B | $39.68B | UNH | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UNH REV | PM REV | UNH GROSS % | PM GROSS % | UNH FCF | PM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $447.57B | $40.65B | 88.7% | 67.1% | $16.07B | $10.66B |
| FY 2024 | $400.28B | $37.88B | 88.3% | 64.8% | $20.70B | $10.77B |
| FY 2023 | $371.62B | $35.17B | 89.6% | 44.0% | $25.68B | $7.62B |
| FY 2022 | $324.16B | — | 89.6% | — | $23.40B | — |
| FY 2021 | $287.60B | — | 89.2% | — | $19.89B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UNH // BETA 0.33
PM // BETA 0.93