COMP <GO>
UDR vs BAC // ALTMAN Z-SCORE & DEBT/EQUITY
UDR Inc. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: UDR 11
— BAC 3
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: UDR
LAST: $35.52 (+0.28%) • MKT CAP: $11.38B
balance-sheet
1.62
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
balance-sheet
0.45
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UDR VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UDR | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.30% | 2.50% | +4.80 | UDR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 25.4x | 30.2x | -4.80 | UDR | /valuation <GO> |
| Free Cash Flow Yield | 7.93% | 2.10% | +5.83 | UDR | /fcf-yield <GO> |
| Operating Margin | 75.00% | 32.90% | +42.10 | UDR | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | UDR | /net-margins <GO> |
| Revenue Growth (YoY) | 36.60% | 6.80% | +29.80 | UDR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.99% | 0.00% | +4.99 | UDR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 1.62 | 0.45 | +1.17 | UDR | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 7/9 | +2.00 | UDR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 6.60% | +0.20 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.7 | 27.7 | +29.00 | UDR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | 0.90 | +0.07 | UDR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 25.3x | 10.9x | +14.40 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.38B | $357.61B | -$346.23B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UDR REV | BAC REV | UDR GROSS % | BAC GROSS % | UDR FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $11.4M | $113.10B | 44.0% | 44.0% | $902.4M | $7.52B |
| FY 2024 | $8.3M | $105.86B | 44.0% | 44.0% | $876.5M | -$13.57B |
| FY 2023 | $6.8M | $102.77B | 44.0% | 44.0% | $832.4M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UDR // BETA 0.97
BAC // BETA 0.90