COMP <GO>
UAL vs V // ALTMAN Z-SCORE & DEBT/EQUITY
United Airlines Holdings Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: UAL 4
— V 10
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: V
LAST: $104.24 (-0.92%) • MKT CAP: $34.18B
balance-sheet
1.57
LAST: $413.59 (+0.74%) • MKT CAP: $733.53B
balance-sheet
9.09
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UAL VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UAL | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.00% | 32.30% | -18.30 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.5x | 28.9x | -22.40 | UAL | /valuation <GO> |
| Free Cash Flow Yield | 16.89% | 2.90% | +13.99 | UAL | /fcf-yield <GO> |
| Operating Margin | 8.00% | 60.00% | -52.00 | V | /operating-margins <GO> |
| Net Profit Margin | 5.70% | 50.10% | -44.40 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 3.50% | 11.30% | -7.80 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 1.57 | 9.09 | -7.52 | V | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 7.10% | -0.50 | UAL | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.1 | 69.4 | -20.33 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.90 | 1.06 | -0.16 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.5x | 34.0x | -24.50 | UAL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $34.18B | $733.53B | -$699.35B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UAL REV | V REV | UAL GROSS % | V GROSS % | UAL FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $59.07B | $40.00B | 44.0% | 44.0% | $5.77B | $21.26B |
| FY 2024 | $57.06B | $35.93B | 44.0% | 44.0% | $6.88B | $18.33B |
| FY 2023 | $53.72B | $32.65B | 44.0% | 44.0% | $4.49B | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UAL // BETA 0.90
V // BETA 1.06