COMP <GO>
TRV vs MS // FREE CASH FLOW YIELD
The Travelers Companies Inc. (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: TRV 8
— MS 6
▲ FREE CASH FLOW YIELD LEADER: TRV
LAST: $396.22 (-0.51%) • MKT CAP: $81.62B
fcf-yield
10.30%
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
fcf-yield
-7.25%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TRV VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TRV | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.70% | 3.00% | +6.70 | TRV | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.6x | 31.0x | -19.40 | TRV | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 10.30% | -7.25% | +17.55 | TRV | /fcf-yield <GO> |
| Operating Margin | 15.70% | 24.60% | -8.90 | MS | /operating-margins <GO> |
| Net Profit Margin | 12.90% | 20.20% | -7.30 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 5.20% | 5.50% | -0.30 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.20% | 2.21% | -1.01 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.65 | 0.46 | +1.19 | TRV | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 5/9 | +3.00 | TRV | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 7.00% | -0.50 | TRV | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.1 | 43.3 | +18.77 | TRV | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 1.04 | -0.16 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.1x | 16.5x | -4.40 | TRV | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $81.62B | $298.41B | -$216.78B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TRV REV | MS REV | TRV GROSS % | MS GROSS % | TRV FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $48.83B | $0 | 44.0% | — | $8.41B | -$17.89B |
| FY 2024 | $46.42B | $0 | 44.0% | — | $6.98B | $1.36B |
| FY 2023 | $41.36B | $0 | 44.0% | — | $5.85B | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TRV // BETA 0.88
MS // BETA 1.04