COMP <GO>
TRU vs BAC // GROSS PROFIT MARGIN
TransUnion (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: TRU 9
— BAC 5
■ METRIC PARITY
LAST: $76.79 (+1.72%) • MKT CAP: $14.40B
gross-margins
41.00%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
gross-margins
41.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TRU VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TRU | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.00% | 2.50% | +5.50 | TRU | /roic <GO> |
| EV/EBITDA & P/E Valuation | 16.3x | 30.2x | -13.90 | TRU | /valuation <GO> |
| Free Cash Flow Yield | 4.60% | 2.10% | +2.50 | TRU | /fcf-yield <GO> |
| Operating Margin | 18.70% | 32.90% | -14.20 | BAC | /operating-margins <GO> |
| Net Profit Margin | 10.00% | 27.00% | -17.00 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 9.40% | 6.80% | +2.60 | TRU | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.63% | 0.00% | +0.63 | TRU | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.42 | 0.45 | +1.97 | TRU | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | TRU | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 6.60% | -0.10 | TRU | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.0 | 27.7 | +28.28 | TRU | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.89 | 0.90 | -0.01 | BAC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 29.4x | 10.9x | +18.50 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $14.40B | $357.61B | -$343.21B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TRU REV | BAC REV | TRU GROSS % | BAC GROSS % | TRU FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.58B | $113.10B | 44.0% | 44.0% | $661.6M | $7.52B |
| FY 2024 | $4.18B | $105.86B | 44.0% | 44.0% | $516.7M | -$13.57B |
| FY 2023 | $3.83B | $102.77B | 44.0% | 44.0% | $473.0M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TRU // BETA 0.89
BAC // BETA 0.90