COMP <GO>

SKY vs V // REVENUE GROWTH (YOY)

Champion Homes Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: SKY 3 — V 11

▲ REVENUE GROWTH (YOY) LEADER: V

LAST: $84.70 (+4.50%) • MKT CAP: $4.40B

revenue-growth

7.30%

LAST: $413.59 (+0.74%) • MKT CAP: $733.53B

revenue-growth

11.30%

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SKY VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	SKY	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	26.40%	41.00%	-14.60	V	/gross-margins <GO>
Return on Invested Capital (ROIC)	20.80%	32.30%	-11.50	V	/roic <GO>
EV/EBITDA & P/E Valuation	13.4x	28.9x	-15.50	SKY	/valuation <GO>
Free Cash Flow Yield	6.13%	2.90%	+3.23	SKY	/fcf-yield <GO>
Operating Margin	9.50%	60.00%	-50.50	V	/operating-margins <GO>
Net Profit Margin	7.80%	50.10%	-42.30	V	/net-margins <GO>
Revenue Growth (YoY) ACTIVE	7.30%	11.30%	-4.00	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.63%	-0.63	V	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	5.32	9.09	-3.77	V	/balance-sheet <GO>
Piotroski F-Score Quality	8/9	9/9	-1.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	7.10%	7.10%	0.00	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	57.8	69.4	-11.60	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	1.05	1.06	-0.01	V	/macro-sensitivity <GO>
Forward P/E Multiple	19.8x	34.0x	-14.20	SKY	/forward-pe <GO>
Enterprise Scale & Market Cap	$4.40B	$733.53B	-$729.14B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	SKY REV	V REV	SKY GROSS %	V GROSS %	SKY FCF	V FCF
FY 2025	$2.66B	$40.00B	26.4%	44.0%	$269.7M	$21.26B
FY 2024	$2.48B	$35.93B	26.7%	44.0%	$190.3M	$18.33B
FY 2023	$2.02B	$32.65B	44.0%	44.0%	$131.6M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

SKY // BETA 1.05

V // BETA 1.06