COMP <GO>

SGI vs V // DIVIDEND YIELD & FCF PAYOUT SAFETY

Somnigroup International Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: SGI 7 — V 8

▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: SGI

LAST: $63.56 (-1.37%) • MKT CAP: $14.84B

dividend-safety

0.86%

LAST: $413.59 (+0.74%) • MKT CAP: $733.53B

dividend-safety

0.63%

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SGI VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	SGI	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	42.60%	41.00%	+1.60	SGI	/gross-margins <GO>
Return on Invested Capital (ROIC)	11.30%	32.30%	-21.00	V	/roic <GO>
EV/EBITDA & P/E Valuation	19.0x	28.9x	-9.90	SGI	/valuation <GO>
Free Cash Flow Yield	4.27%	2.90%	+1.37	SGI	/fcf-yield <GO>
Operating Margin	10.10%	60.00%	-49.90	V	/operating-margins <GO>
Net Profit Margin	5.10%	50.10%	-45.00	V	/net-margins <GO>
Revenue Growth (YoY)	51.60%	11.30%	+40.30	SGI	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety ACTIVE	0.86%	0.63%	+0.23	SGI	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	2.34	9.09	-6.75	V	/balance-sheet <GO>
Piotroski F-Score Quality	6/9	9/9	-3.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	6.50%	7.10%	-0.60	SGI	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	50.0	69.4	-19.49	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	0.89	1.06	-0.17	V	/macro-sensitivity <GO>
Forward P/E Multiple	32.4x	34.0x	-1.60	SGI	/forward-pe <GO>
Enterprise Scale & Market Cap	$14.84B	$733.53B	-$718.70B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	SGI REV	V REV	SGI GROSS %	V GROSS %	SGI FCF	V FCF
FY 2025	$7.48B	$40.00B	42.6%	44.0%	$633.2M	$21.26B
FY 2024	$4.93B	$35.93B	41.1%	44.0%	$569.2M	$18.33B
FY 2023	$4.93B	$32.65B	44.0%	44.0%	$348.7M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

SGI // BETA 0.89

V // BETA 1.06