COMP <GO>
RDN vs HSBC // EV/EBITDA & P/E VALUATION
Radian Group Inc. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: RDN 6
— HSBC 6
▲ EV/EBITDA & P/E VALUATION LEADER: RDN
LAST: $35.54 (-0.39%) • MKT CAP: $4.72B
valuation
8.1x
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
valuation
21.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RDN VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RDN | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.10% | 9.90% | -0.80 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 8.1x | 21.0x | -12.90 | RDN | /valuation <GO> |
| Free Cash Flow Yield | 1.40% | 2.21% | -0.81 | HSBC | /fcf-yield <GO> |
| Operating Margin | 59.40% | 13.90% | +45.50 | RDN | /operating-margins <GO> |
| Net Profit Margin | 48.70% | 10.90% | +37.80 | RDN | /net-margins <GO> |
| Revenue Growth (YoY) | -0.80% | 23.10% | -23.90 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.08% | 0.00% | +3.08 | RDN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.45 | 3.74 | -1.29 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 6.60% | 0.00 | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.3 | 25.0 | +32.26 | RDN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.92 | 0.00 | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.5x | 27.6x | -20.10 | RDN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.72B | $297.33B | -$292.61B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RDN REV | HSBC REV | RDN GROSS % | HSBC GROSS % | RDN FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.20B | — | 44.0% | — | $66.0M | — |
| FY 2024 | $1.21B | — | 96.8% | — | -$717.9M | — |
| FY 2023 | $1.18B | — | 44.0% | — | $476.5M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RDN // BETA 0.92
HSBC // BETA 0.92