COMP <GO>

PSMT vs V // 10Y YIELD & FRED MACRO BETA

PriceSmart Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: PSMT 4 — V 11

▲ 10Y YIELD & FRED MACRO BETA LEADER: V

LAST: $165.70 (+0.34%) • MKT CAP: $5.11B

macro-sensitivity

1.00

LAST: $413.59 (+0.74%) • MKT CAP: $733.53B

macro-sensitivity

1.06

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PSMT VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	PSMT	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	17.40%	41.00%	-23.60	V	/gross-margins <GO>
Return on Invested Capital (ROIC)	14.80%	32.30%	-17.50	V	/roic <GO>
EV/EBITDA & P/E Valuation	13.7x	28.9x	-15.20	PSMT	/valuation <GO>
Free Cash Flow Yield	2.02%	2.90%	-0.88	V	/fcf-yield <GO>
Operating Margin	4.40%	60.00%	-55.60	V	/operating-margins <GO>
Net Profit Margin	2.80%	50.10%	-47.30	V	/net-margins <GO>
Revenue Growth (YoY)	7.20%	11.30%	-4.10	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.76%	0.63%	+0.13	PSMT	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	6.08	9.09	-3.01	V	/balance-sheet <GO>
Piotroski F-Score Quality	8/9	9/9	-1.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	6.90%	7.10%	-0.20	PSMT	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	42.7	69.4	-26.70	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta ACTIVE	1.00	1.06	-0.06	V	/macro-sensitivity <GO>
Forward P/E Multiple	32.1x	34.0x	-1.90	PSMT	/forward-pe <GO>
Enterprise Scale & Market Cap	$5.11B	$733.53B	-$728.43B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	PSMT REV	V REV	PSMT GROSS %	V GROSS %	PSMT FCF	V FCF
FY 2025	$5.27B	$40.00B	17.4%	44.0%	$103.2M	$21.26B
FY 2024	$4.91B	$35.93B	17.2%	44.0%	$39.0M	$18.33B
FY 2023	$4.41B	$32.65B	44.0%	44.0%	$58.8M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

PSMT // BETA 1.00

V // BETA 1.06