COMP <GO>
PNC vs MS // EV/EBITDA & P/E VALUATION
PNC Financial Services Group Inc. (The) (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: PNC 6
— MS 8
▲ EV/EBITDA & P/E VALUATION LEADER: MS
LAST: $227.86 (-1.71%) • MKT CAP: $92.49B
valuation
58.3x
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
valuation
31.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PNC VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PNC | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.20% | 3.00% | -1.80 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 58.3x | 31.0x | +27.30 | MS | /valuation <GO> |
| Free Cash Flow Yield | 3.62% | -7.25% | +10.87 | PNC | /fcf-yield <GO> |
| Operating Margin | 13.90% | 24.60% | -10.70 | MS | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 20.20% | -9.30 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 5.50% | +1.70 | PNC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.85% | 2.21% | +0.64 | PNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.46 | -0.01 | MS | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 5/9 | +2.00 | PNC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 7.00% | -0.50 | PNC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.2 | 43.3 | +10.95 | PNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.89 | 1.04 | -0.15 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 34.2x | 16.5x | +17.70 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $92.49B | $298.41B | -$205.92B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PNC REV | MS REV | PNC GROSS % | MS GROSS % | PNC FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $23.10B | $0 | 44.0% | — | $3.34B | -$17.89B |
| FY 2024 | $21.55B | $0 | 44.0% | — | $6.91B | $1.36B |
| FY 2023 | $21.49B | $0 | 44.0% | — | $9.14B | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PNC // BETA 0.89
MS // BETA 1.04