COMP <GO>
PFG vs MS // NET PROFIT MARGIN
Principal Financial Group Inc (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: PFG 4
— MS 9
▲ NET PROFIT MARGIN LEADER: MS
LAST: $111.63 (-1.78%) • MKT CAP: $24.33B
net-margins
8.00%
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
net-margins
20.20%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PFG VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PFG | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.80% | 3.00% | -2.20 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation | 74.2x | 31.0x | +43.20 | MS | /valuation <GO> |
| Free Cash Flow Yield | 15.75% | -7.25% | +23.00 | PFG | /fcf-yield <GO> |
| Operating Margin | 9.80% | 24.60% | -14.80 | MS | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 8.00% | 20.20% | -12.20 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | -3.10% | 5.50% | -8.60 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.81% | 2.21% | +0.60 | PFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.46 | -0.01 | MS | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | PFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 7.00% | 0.00 | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.6 | 43.3 | +9.29 | PFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.03 | 1.04 | -0.01 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 16.5x | +1.50 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $24.33B | $298.41B | -$274.07B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PFG REV | MS REV | PFG GROSS % | MS GROSS % | PFG FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $15.63B | $0 | 44.0% | — | $3.83B | -$17.89B |
| FY 2024 | $16.13B | $0 | 44.0% | — | $3.88B | $1.36B |
| FY 2023 | $13.67B | $0 | 44.0% | — | $3.18B | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PFG // BETA 1.03
MS // BETA 1.04