COMP <GO>
PFG vs BAC // NET PROFIT MARGIN
Principal Financial Group Inc (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: PFG 4
— BAC 9
▲ NET PROFIT MARGIN LEADER: BAC
LAST: $111.63 (-1.78%) • MKT CAP: $24.33B
net-margins
8.00%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
net-margins
27.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PFG VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PFG | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.80% | 2.50% | -1.70 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 74.2x | 30.2x | +44.00 | BAC | /valuation <GO> |
| Free Cash Flow Yield | 15.75% | 2.10% | +13.65 | PFG | /fcf-yield <GO> |
| Operating Margin | 9.80% | 32.90% | -23.10 | BAC | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 8.00% | 27.00% | -19.00 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | -3.10% | 6.80% | -9.90 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.81% | 0.00% | +2.81 | PFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 6.60% | +0.40 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.6 | 27.7 | +24.91 | PFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.03 | 0.90 | +0.13 | PFG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 10.9x | +7.10 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $24.33B | $357.61B | -$333.28B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PFG REV | BAC REV | PFG GROSS % | BAC GROSS % | PFG FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $15.63B | $113.10B | 44.0% | 44.0% | $3.83B | $7.52B |
| FY 2024 | $16.13B | $105.86B | 44.0% | 44.0% | $3.88B | -$13.57B |
| FY 2023 | $13.67B | $102.77B | 44.0% | 44.0% | $3.18B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PFG // BETA 1.03
BAC // BETA 0.90