COMP <GO>
MTB vs BAC // RETURN ON INVESTED CAPITAL (ROIC)
M&T Bank Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: MTB 11
— BAC 2
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: MTB
LAST: $220.72 (-1.50%) • MKT CAP: $32.36B
roic
3.40%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
roic
2.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MTB VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MTB | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 3.40% | 2.50% | +0.90 | MTB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 23.8x | 30.2x | -6.40 | MTB | /valuation <GO> |
| Free Cash Flow Yield | 9.05% | 2.10% | +6.95 | MTB | /fcf-yield <GO> |
| Operating Margin | 75.00% | 32.90% | +42.10 | MTB | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | MTB | /net-margins <GO> |
| Revenue Growth (YoY) | 7.50% | 6.80% | +0.70 | MTB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.78% | 0.00% | +2.78 | MTB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | MTB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 6.60% | +0.70 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.1 | 27.7 | +20.46 | MTB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.11 | 0.90 | +0.21 | MTB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.6x | 10.9x | -0.30 | MTB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $32.36B | $357.61B | -$325.25B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MTB REV | BAC REV | MTB GROSS % | BAC GROSS % | MTB FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.66B | $113.10B | 44.0% | 44.0% | $2.93B | $7.52B |
| FY 2024 | $1.54B | $105.86B | 44.0% | 44.0% | $3.54B | -$13.57B |
| FY 2023 | $1.48B | $102.77B | 44.0% | 44.0% | $3.84B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MTB // BETA 1.11
BAC // BETA 0.90