COMP <GO>

MCO vs BAC // 10Y YIELD & FRED MACRO BETA

Moody's Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: MCO 12 — BAC 2

▲ 10Y YIELD & FRED MACRO BETA LEADER: MCO

LAST: $493.91 (+1.04%) • MKT CAP: $84.27B

macro-sensitivity

0.91

LAST: $50.01 (-2.21%) • MKT CAP: $357.61B

macro-sensitivity

0.90

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MCO VS. BAC) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	MCO	BAC	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	74.40%	41.00%	+33.40	MCO	/gross-margins <GO>
Return on Invested Capital (ROIC)	30.60%	2.50%	+28.10	MCO	/roic <GO>
EV/EBITDA & P/E Valuation	24.5x	30.2x	-5.70	MCO	/valuation <GO>
Free Cash Flow Yield	3.06%	2.10%	+0.96	MCO	/fcf-yield <GO>
Operating Margin	43.40%	32.90%	+10.50	MCO	/operating-margins <GO>
Net Profit Margin	31.90%	27.00%	+4.90	MCO	/net-margins <GO>
Revenue Growth (YoY)	8.90%	6.80%	+2.10	MCO	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.83%	0.00%	+0.83	MCO	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	7.28	0.45	+6.83	MCO	/balance-sheet <GO>
Piotroski F-Score Quality	8/9	7/9	+1.00	MCO	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	6.60%	6.60%	0.00	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	60.8	27.7	+33.08	MCO	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta ACTIVE	0.91	0.90	+0.01	MCO	/macro-sensitivity <GO>
Forward P/E Multiple	31.9x	10.9x	+21.00	BAC	/forward-pe <GO>
Enterprise Scale & Market Cap	$84.27B	$357.61B	-$273.33B	BAC	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	MCO REV	BAC REV	MCO GROSS %	BAC GROSS %	MCO FCF	BAC FCF
FY 2025	$7.72B	$113.10B	74.4%	44.0%	$2.58B	$7.52B
FY 2024	$7.09B	$105.86B	72.6%	44.0%	$2.52B	-$13.57B
FY 2023	$5.92B	$102.77B	44.0%	44.0%	$1.88B	$40.36B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

MCO // BETA 0.91

BAC // BETA 0.90