COMP <GO>
HDB vs BAC // FREE CASH FLOW YIELD
HDFC Bank Limited (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: HDB 9
— BAC 4
▲ FREE CASH FLOW YIELD LEADER: HDB
LAST: $22.18 (+1.74%) • MKT CAP: $111.86B
fcf-yield
10.15%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
fcf-yield
2.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HDB VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HDB | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 20.70% | 2.50% | +18.20 | HDB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.1x | 30.2x | -18.10 | HDB | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 10.15% | 2.10% | +8.05 | HDB | /fcf-yield <GO> |
| Operating Margin | 36.90% | 32.90% | +4.00 | HDB | /operating-margins <GO> |
| Net Profit Margin | 30.30% | 27.00% | +3.30 | HDB | /net-margins <GO> |
| Revenue Growth (YoY) | -3.20% | 6.80% | -10.00 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.09% | 0.00% | +2.09 | HDB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 3.90 | 0.45 | +3.45 | HDB | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.10% | 6.60% | +0.50 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.0 | 27.7 | +19.31 | HDB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.06 | 0.90 | +0.16 | HDB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.9x | 10.9x | +3.00 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $111.86B | $357.61B | -$245.75B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HDB REV | BAC REV | HDB GROSS % | BAC GROSS % | HDB FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $24.80B | $113.10B | 44.0% | 44.0% | $11.36B | $7.52B |
| FY 2024 | $25.64B | $105.86B | 44.0% | 44.0% | $13.22B | -$13.57B |
| FY 2023 | $22.24B | $102.77B | 44.0% | 44.0% | $11.27B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HDB // BETA 1.06
BAC // BETA 0.90