COMP <GO>
HBAN vs BAC // ALTMAN Z-SCORE & DEBT/EQUITY
Huntington Bancshares Incorporated (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: HBAN 8
— BAC 5
■ METRIC PARITY
LAST: $15.78 (-1.19%) • MKT CAP: $32.19B
balance-sheet
0.45
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
balance-sheet
0.45
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HBAN VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HBAN | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.60% | 2.50% | +0.10 | HBAN | /roic <GO> |
| EV/EBITDA & P/E Valuation | 30.6x | 30.2x | +0.40 | BAC | /valuation <GO> |
| Free Cash Flow Yield | 6.88% | 2.10% | +4.78 | HBAN | /fcf-yield <GO> |
| Operating Margin | 75.00% | 32.90% | +42.10 | HBAN | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | HBAN | /net-margins <GO> |
| Revenue Growth (YoY) | 6.40% | 6.80% | -0.40 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.82% | 0.00% | +2.82 | HBAN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | HBAN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.90% | 6.60% | +0.30 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.9 | 27.7 | +25.20 | HBAN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.99 | 0.90 | +0.09 | HBAN | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.6x | 10.9x | +2.70 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $32.19B | $357.61B | -$325.42B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HBAN REV | BAC REV | HBAN GROSS % | BAC GROSS % | HBAN FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.56B | $113.10B | 44.0% | 44.0% | $2.21B | $7.52B |
| FY 2024 | $1.47B | $105.86B | 44.0% | 44.0% | $1.69B | -$13.57B |
| FY 2023 | $1.40B | $102.77B | 44.0% | 44.0% | $2.59B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HBAN // BETA 0.99
BAC // BETA 0.90