COMP <GO>

GM vs V // DIVIDEND YIELD & FCF PAYOUT SAFETY

General Motors Company (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: GM 5 — V 9

▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: GM

LAST: $87.40 (+1.96%) • MKT CAP: $72.31B

dividend-safety

0.91%

LAST: $413.59 (+0.74%) • MKT CAP: $733.53B

dividend-safety

0.63%

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GM VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	GM	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	41.00%	41.00%	0.00	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	1.70%	32.30%	-30.60	V	/roic <GO>
EV/EBITDA & P/E Valuation	13.2x	28.9x	-15.70	GM	/valuation <GO>
Free Cash Flow Yield	22.00%	2.90%	+19.10	GM	/fcf-yield <GO>
Operating Margin	1.70%	60.00%	-58.30	V	/operating-margins <GO>
Net Profit Margin	1.70%	50.10%	-48.40	V	/net-margins <GO>
Revenue Growth (YoY)	-2.10%	11.30%	-13.40	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety ACTIVE	0.91%	0.63%	+0.28	GM	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	1.15	9.09	-7.94	V	/balance-sheet <GO>
Piotroski F-Score Quality	6/9	9/9	-3.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	6.60%	7.10%	-0.50	GM	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	62.5	69.4	-6.98	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	0.90	1.06	-0.16	V	/macro-sensitivity <GO>
Forward P/E Multiple	24.2x	34.0x	-9.80	GM	/forward-pe <GO>
Enterprise Scale & Market Cap	$72.31B	$733.53B	-$661.23B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	GM REV	V REV	GM GROSS %	V GROSS %	GM FCF	V FCF
FY 2025	$167.97B	$40.00B	44.0%	44.0%	$17.56B	$21.26B
FY 2024	$171.61B	$35.93B	44.0%	44.0%	$9.30B	$18.33B
FY 2023	$157.66B	$32.65B	44.0%	44.0%	$13.84B	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

GM // BETA 0.90

V // BETA 1.06