COMP <GO>

GAP vs V // DIVIDEND YIELD & FCF PAYOUT SAFETY

Gap Inc. (The) (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: GAP 6 — V 9

▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: GAP

LAST: $22.32 (-2.49%) • MKT CAP: $8.04B

dividend-safety

3.07%

LAST: $413.59 (+0.74%) • MKT CAP: $733.53B

dividend-safety

0.63%

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GAP VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	GAP	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	40.80%	41.00%	-0.20	V	/gross-margins <GO>
Return on Invested Capital (ROIC)	32.90%	32.30%	+0.60	GAP	/roic <GO>
EV/EBITDA & P/E Valuation	4.6x	28.9x	-24.30	GAP	/valuation <GO>
Free Cash Flow Yield	10.24%	2.90%	+7.34	GAP	/fcf-yield <GO>
Operating Margin	7.30%	60.00%	-52.70	V	/operating-margins <GO>
Net Profit Margin	5.30%	50.10%	-44.80	V	/net-margins <GO>
Revenue Growth (YoY)	1.90%	11.30%	-9.40	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety ACTIVE	3.07%	0.63%	+2.44	GAP	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	2.94	9.09	-6.15	V	/balance-sheet <GO>
Piotroski F-Score Quality	7/9	9/9	-2.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	7.20%	7.10%	+0.10	V	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	48.4	69.4	-21.06	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	1.08	1.06	+0.02	GAP	/macro-sensitivity <GO>
Forward P/E Multiple	9.2x	34.0x	-24.80	GAP	/forward-pe <GO>
Enterprise Scale & Market Cap	$8.04B	$733.53B	-$725.49B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	GAP REV	V REV	GAP GROSS %	V GROSS %	GAP FCF	V FCF
FY 2025	$15.37B	$40.00B	40.8%	44.0%	$823.0M	$21.26B
FY 2024	$15.09B	$35.93B	41.3%	44.0%	$1.04B	$18.33B
FY 2023	$14.89B	$32.65B	44.0%	44.0%	$862.0M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

GAP // BETA 1.08

V // BETA 1.06