COMP <GO>
FIGR vs BAC // PIOTROSKI F-SCORE QUALITY
Figure Technology Solutions Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: FIGR 6
— BAC 7
▲ PIOTROSKI F-SCORE QUALITY LEADER: FIGR
LAST: $21.58 (-8.52%) • MKT CAP: $5.29B
piotroski-score
8/9
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
piotroski-score
7/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FIGR VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FIGR | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 21.90% | 2.50% | +19.40 | FIGR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 31.6x | 30.2x | +1.40 | BAC | /valuation <GO> |
| Free Cash Flow Yield | 0.75% | 2.10% | -1.35 | BAC | /fcf-yield <GO> |
| Operating Margin | 23.20% | 32.90% | -9.70 | BAC | /operating-margins <GO> |
| Net Profit Margin | 26.40% | 27.00% | -0.60 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 48.70% | 6.80% | +41.90 | FIGR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 3.74 | 0.45 | +3.29 | FIGR | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 8/9 | 7/9 | +1.00 | FIGR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.90% | 6.60% | +0.30 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 30.8 | 27.7 | +3.11 | FIGR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.00 | 0.90 | +0.10 | FIGR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 33.2x | 10.9x | +22.30 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.29B | $357.61B | -$352.32B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FIGR REV | BAC REV | FIGR GROSS % | BAC GROSS % | FIGR FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $506.9M | $113.10B | 44.0% | 44.0% | $39.8M | $7.52B |
| FY 2024 | $340.9M | $105.86B | 44.0% | 44.0% | -$142.4M | -$13.57B |
| FY 2023 | $209.5M | $102.77B | 44.0% | 44.0% | -$42.8M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FIGR // BETA 1.00
BAC // BETA 0.90