COMP <GO>
FICO vs TSLA // ALTMAN Z-SCORE & DEBT/EQUITY
Fair Isaac Corporation (NYSE) VS. Tesla, Inc. (NASDAQ) • 15-METRIC TALLY: FICO 10
— TSLA 4
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: TSLA
LAST: $711.23 (+0.29%) • MKT CAP: $15.32B
balance-sheet
8.75
LAST: $399.81 (-0.87%) • MKT CAP: $1.58T
balance-sheet
15.35
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FICO VS. TSLA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FICO | TSLA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 82.20% | 19.29% | +62.91 | FICO | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 59.60% | 3.39% | +56.21 | FICO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 19.3x | 199.0x | -179.74 | FICO | /valuation <GO> |
| Free Cash Flow Yield | 5.03% | 0.21% | +4.82 | FICO | /fcf-yield <GO> |
| Operating Margin | 46.50% | 3.35% | +43.15 | FICO | /operating-margins <GO> |
| Net Profit Margin | 32.70% | 3.11% | +29.59 | FICO | /net-margins <GO> |
| Revenue Growth (YoY) | 15.90% | 8.30% | +7.60 | FICO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 8.75 | 15.35 | -6.60 | TSLA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 5/9 | +3.00 | FICO | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.10% | 8.72% | -1.62 | FICO | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 40.7 | 60.9 | -20.17 | TSLA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.05 | 1.89 | -0.84 | TSLA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 19.7x | 174.4x | -154.73 | FICO | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $15.32B | $1.58T | -$1.57T | TSLA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FICO REV | TSLA REV | FICO GROSS % | TSLA GROSS % | FICO FCF | TSLA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.99B | $94.83B | 82.2% | 18.0% | $769.9M | $6.22B |
| FY 2024 | $1.72B | $97.69B | 79.7% | 17.9% | $624.1M | $3.58B |
| FY 2023 | $1.51B | $96.77B | 44.0% | 18.3% | $400.8M | $4.36B |
| FY 2022 | — | $81.46B | — | 25.6% | — | $7.57B |
| FY 2021 | — | $53.82B | — | 25.3% | — | $5.01B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FICO // BETA 1.05
TSLA // BETA 1.89