COMP <GO>
FCFS vs V // REVENUE GROWTH (YOY)
FirstCash Holdings Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: FCFS 6
— V 8
▲ REVENUE GROWTH (YOY) LEADER: V
LAST: $181.25 (-3.50%) • MKT CAP: $8.06B
revenue-growth
10.70%
LAST: $413.59 (+0.74%) • MKT CAP: $733.53B
revenue-growth
11.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FCFS VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FCFS | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 96.00% | 41.00% | +55.00 | FCFS | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.30% | 32.30% | -25.00 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 21.7x | 28.9x | -7.20 | FCFS | /valuation <GO> |
| Free Cash Flow Yield | 6.34% | 2.90% | +3.44 | FCFS | /fcf-yield <GO> |
| Operating Margin | 24.20% | 60.00% | -35.80 | V | /operating-margins <GO> |
| Net Profit Margin | 19.80% | 50.10% | -30.30 | V | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 10.70% | 11.30% | -0.60 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.88% | 0.63% | +0.25 | FCFS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.93 | 9.09 | -6.16 | V | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 9/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 7.10% | +0.20 | V | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 33.5 | 69.4 | -35.93 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | 1.06 | +0.06 | FCFS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.7x | 34.0x | -11.30 | FCFS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.06B | $733.53B | -$725.48B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FCFS REV | V REV | FCFS GROSS % | V GROSS % | FCFS FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.67B | $40.00B | 110.3% | 44.0% | $510.9M | $21.26B |
| FY 2024 | $1.51B | $35.93B | 108.1% | 44.0% | $472.1M | $18.33B |
| FY 2023 | $1.38B | $32.65B | 44.0% | 44.0% | $354.0M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FCFS // BETA 1.12
V // BETA 1.06