COMP <GO>
ESNT vs HSBC // PIOTROSKI F-SCORE QUALITY
Essent Group Ltd. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: ESNT 10
— HSBC 4
▲ PIOTROSKI F-SCORE QUALITY LEADER: HSBC
LAST: $67.02 (-0.86%) • MKT CAP: $6.08B
piotroski-score
7/9
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
piotroski-score
8/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ESNT VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ESNT | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.90% | 9.90% | +2.00 | ESNT | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.9x | 21.0x | -14.10 | ESNT | /valuation <GO> |
| Free Cash Flow Yield | 13.97% | 2.21% | +11.76 | ESNT | /fcf-yield <GO> |
| Operating Margin | 66.80% | 13.90% | +52.90 | ESNT | /operating-margins <GO> |
| Net Profit Margin | 54.70% | 10.90% | +43.80 | ESNT | /net-margins <GO> |
| Revenue Growth (YoY) | 1.50% | 23.10% | -21.60 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.01% | 0.00% | +2.01 | ESNT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 4.05 | 3.74 | +0.31 | ESNT | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 7/9 | 8/9 | -1.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 6.60% | +0.20 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.1 | 25.0 | +33.13 | ESNT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 0.92 | +0.04 | ESNT | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.2x | 27.6x | -19.40 | ESNT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.08B | $297.33B | -$291.25B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ESNT REV | HSBC REV | ESNT GROSS % | HSBC GROSS % | ESNT FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.26B | — | 44.0% | — | $848.7M | — |
| FY 2024 | $1.24B | — | 44.0% | — | $854.8M | — |
| FY 2023 | $1.11B | — | 44.0% | — | $713.1M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ESNT // BETA 0.96
HSBC // BETA 0.92