COMP <GO>

CL vs V // 10Y YIELD & FRED MACRO BETA

Colgate-Palmolive Company (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: CL 6 — V 9

▲ 10Y YIELD & FRED MACRO BETA LEADER: CL

LAST: $95.29 (+2.29%) • MKT CAP: $74.26B

macro-sensitivity

1.11

LAST: $413.59 (+0.74%) • MKT CAP: $733.53B

macro-sensitivity

1.06

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CL VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	CL	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	60.10%	41.00%	+19.10	CL	/gross-margins <GO>
Return on Invested Capital (ROIC)	44.00%	32.30%	+11.70	CL	/roic <GO>
EV/EBITDA & P/E Valuation	19.5x	28.9x	-9.40	CL	/valuation <GO>
Free Cash Flow Yield	4.42%	2.90%	+1.52	CL	/fcf-yield <GO>
Operating Margin	16.20%	60.00%	-43.80	V	/operating-margins <GO>
Net Profit Margin	10.50%	50.10%	-39.60	V	/net-margins <GO>
Revenue Growth (YoY)	1.40%	11.30%	-9.90	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.63%	-0.63	V	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	6.90	9.09	-2.19	V	/balance-sheet <GO>
Piotroski F-Score Quality	5/9	9/9	-4.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	7.30%	7.10%	+0.20	V	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	61.8	69.4	-7.69	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta ACTIVE	1.11	1.06	+0.05	CL	/macro-sensitivity <GO>
Forward P/E Multiple	32.4x	34.0x	-1.60	CL	/forward-pe <GO>
Enterprise Scale & Market Cap	$74.26B	$733.53B	-$659.27B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	CL REV	V REV	CL GROSS %	V GROSS %	CL FCF	V FCF
FY 2025	$20.38B	$40.00B	60.1%	44.0%	$3.28B	$21.26B
FY 2024	$20.10B	$35.93B	60.5%	44.0%	$3.20B	$18.33B
FY 2023	$19.46B	$32.65B	44.0%	44.0%	$2.87B	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

CL // BETA 1.11

V // BETA 1.06