COMP <GO>
CFG vs JPM // NET PROFIT MARGIN
Citizens Financial Group Inc. (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: CFG 7
— JPM 7
▲ NET PROFIT MARGIN LEADER: CFG
LAST: $63.81 (-2.97%) • MKT CAP: $27.57B
net-margins
68.00%
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
net-margins
32.63%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFG VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFG | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.10% | 17.37% | -15.27 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 36.8x | 9.7x | +27.13 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 7.75% | -18.14% | +25.89 | CFG | /fcf-yield <GO> |
| Operating Margin | 75.00% | 42.07% | +32.93 | CFG | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 68.00% | 32.63% | +35.37 | CFG | /net-margins <GO> |
| Revenue Growth (YoY) | 6.70% | 13.53% | -6.83 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.74% | 1.96% | +0.78 | CFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.37 | +0.08 | CFG | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 2/9 | +6.00 | CFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.20% | 4.84% | +2.36 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 42.3 | 49.0 | -6.76 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.10 | 1.00 | +0.10 | CFG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.0x | 13.6x | +0.43 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $27.57B | $895.92B | -$868.35B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFG REV | JPM REV | CFG GROSS % | JPM GROSS % | CFG FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.64B | $182.45B | 44.0% | — | $2.14B | -$147.78B |
| FY 2024 | $1.53B | $177.56B | 44.0% | — | $1.93B | -$42.01B |
| FY 2023 | $1.27B | $158.10B | 44.0% | — | $2.90B | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFG // BETA 1.10
JPM // BETA 1.00