COMP <GO>
CFG vs HSBC // EV/EBITDA & P/E VALUATION
Citizens Financial Group Inc. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: CFG 7
— HSBC 6
▲ EV/EBITDA & P/E VALUATION LEADER: HSBC
LAST: $63.81 (-2.97%) • MKT CAP: $27.57B
valuation
36.8x
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
valuation
21.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFG VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFG | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.10% | 9.90% | -7.80 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 36.8x | 21.0x | +15.80 | HSBC | /valuation <GO> |
| Free Cash Flow Yield | 7.75% | 2.21% | +5.54 | CFG | /fcf-yield <GO> |
| Operating Margin | 75.00% | 13.90% | +61.10 | CFG | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 10.90% | +57.10 | CFG | /net-margins <GO> |
| Revenue Growth (YoY) | 6.70% | 23.10% | -16.40 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.74% | 0.00% | +2.74 | CFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 3.74 | -3.29 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.20% | 6.60% | +0.60 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 42.3 | 25.0 | +17.29 | CFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.10 | 0.92 | +0.18 | CFG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.0x | 27.6x | -13.60 | CFG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $27.57B | $297.33B | -$269.76B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFG REV | HSBC REV | CFG GROSS % | HSBC GROSS % | CFG FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.64B | — | 44.0% | — | $2.14B | — |
| FY 2024 | $1.53B | — | 44.0% | — | $1.93B | — |
| FY 2023 | $1.27B | — | 44.0% | — | $2.90B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFG // BETA 1.10
HSBC // BETA 0.92