COMP <GO>
CACC vs HSBC // REVENUE GROWTH (YOY)
Credit Acceptance Corporation (NASDAQ) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: CACC 3
— HSBC 9
▲ REVENUE GROWTH (YOY) LEADER: HSBC
LAST: $464.89 (-19.26%) • MKT CAP: $5.98B
revenue-growth
7.20%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
revenue-growth
23.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CACC VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CACC | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.00% | 9.90% | -9.90 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 95.0x | 21.0x | +74.00 | HSBC | /valuation <GO> |
| Free Cash Flow Yield | 17.62% | 2.21% | +15.41 | CACC | /fcf-yield <GO> |
| Operating Margin | 0.00% | 13.90% | -13.90 | HSBC | /operating-margins <GO> |
| Net Profit Margin | 0.00% | 10.90% | -10.90 | HSBC | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 7.20% | 23.10% | -15.90 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.09 | 3.74 | -2.65 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 6.60% | +0.40 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 31.7 | 25.0 | +6.66 | CACC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | 0.92 | +0.10 | CACC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 140.0x | 27.6x | +112.40 | HSBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.98B | $297.33B | -$291.35B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CACC REV | HSBC REV | CACC GROSS % | HSBC GROSS % | CACC FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.32B | — | 44.0% | — | $1.05B | — |
| FY 2024 | $2.16B | — | 44.0% | — | $1.14B | — |
| FY 2023 | $1.90B | — | 44.0% | — | $1.12B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CACC // BETA 1.02
HSBC // BETA 0.92