COMP <GO>
BWIN vs BAC // EV/EBITDA & P/E VALUATION
The Baldwin Insurance Group Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: BWIN 5
— BAC 8
▲ EV/EBITDA & P/E VALUATION LEADER: BAC
LAST: $31.93 (+0.31%) • MKT CAP: $4.44B
valuation
41.8x
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
valuation
30.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BWIN VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BWIN | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.60% | 2.50% | +1.10 | BWIN | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 41.8x | 30.2x | +11.60 | BAC | /valuation <GO> |
| Free Cash Flow Yield | -2.18% | 2.10% | -4.28 | BAC | /fcf-yield <GO> |
| Operating Margin | 4.90% | 32.90% | -28.00 | BAC | /operating-margins <GO> |
| Net Profit Margin | -3.60% | 27.00% | -30.60 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 8.50% | 6.80% | +1.70 | BWIN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.37 | 0.45 | +0.92 | BWIN | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 7/9 | -3.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 6.60% | +0.70 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.4 | 27.7 | +28.72 | BWIN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | 0.90 | +0.22 | BWIN | /macro-sensitivity <GO> |
| Forward P/E Multiple | 29.0x | 10.9x | +18.10 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.44B | $357.61B | -$353.17B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BWIN REV | BAC REV | BWIN GROSS % | BAC GROSS % | BWIN FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.49B | $113.10B | 44.0% | 44.0% | -$96.6M | $7.52B |
| FY 2024 | $1.38B | $105.86B | 44.0% | 44.0% | -$10.5M | -$13.57B |
| FY 2023 | $1.21B | $102.77B | 44.0% | 44.0% | -$54.5M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BWIN // BETA 1.12
BAC // BETA 0.90