COMP <GO>
AXP vs BAC // RETURN ON INVESTED CAPITAL (ROIC)
American Express Company (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: AXP 8
— BAC 6
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: AXP
LAST: $319.11 (-1.42%) • MKT CAP: $217.06B
roic
9.50%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
roic
2.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AXP VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AXP | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 9.50% | 2.50% | +7.00 | AXP | /roic <GO> |
| EV/EBITDA & P/E Valuation | 19.2x | 30.2x | -11.00 | AXP | /valuation <GO> |
| Free Cash Flow Yield | 7.37% | 2.10% | +5.27 | AXP | /fcf-yield <GO> |
| Operating Margin | 32.00% | 32.90% | -0.90 | BAC | /operating-margins <GO> |
| Net Profit Margin | 26.20% | 27.00% | -0.80 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 6.40% | 6.80% | -0.40 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.05% | 0.00% | +1.05 | AXP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.00 | 0.45 | +0.55 | AXP | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | AXP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.70% | 6.60% | +0.10 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.8 | 27.7 | +26.17 | AXP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.95 | 0.90 | +0.05 | AXP | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.6x | 10.9x | +7.70 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $217.06B | $357.61B | -$140.54B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AXP REV | BAC REV | AXP GROSS % | BAC GROSS % | AXP FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $41.30B | $113.10B | 44.0% | 44.0% | $16.00B | $7.52B |
| FY 2024 | $38.83B | $105.86B | 44.0% | 44.0% | $12.14B | -$13.57B |
| FY 2023 | $37.22B | $102.77B | 44.0% | 44.0% | $16.88B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AXP // BETA 0.95
BAC // BETA 0.90