Radian Group Inc. (RDN) exhibits 41.0% gross margins and 9.1% return on invested capital within Financials (Property-Casualty Insurers), balanced against a 8.1x enterprise multiple and 6.6% implied options volatility.
Sustained 41.0% gross profitability converts into 59.4% operating margin and 9.1% ROIC, outpacing sector cost of capital.
ROIC: 9.1% // GM: 41.0%YoY revenue trajectory of -0.8% paired with 1.40% free cash flow yield supports self-funded R&D and capital return.
REV YOY: -0.8% // FCF YLD: 1.40%Altman Z-Score of 2.45 and Piotroski F-Score of 6/9 indicate low near-term refinancing stress.
ALTMAN Z: 2.45 // F-SCORE: 6/9Trading at 8.1x trailing P/E (7.5x Fwd P/E) leaves valuation vulnerable if real 10Y TIPS yields spike.
P/E: 8.1x // EV/EBITDA: 8.1xOptions market prices a ±6.6% implied move with a 0.79 put/call ratio around $35.00 max pain.
IMPL MOVE: ±6.6% // P/C: 0.79Elevated industry capital intensity and customer concentration in Property-Casualty Insurers require continuous execution to defend 48.7% net margins.
NET MARGIN: 48.7% // D/E: 0.29x| FILER | SIDE | $ VALUE |
|---|---|---|
| INSPECT FULL OWNERSHIP LEDGER IN OWN <GO> | ||
| STRIKE / EXP | TYPE | PREMIUM |
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| INSPECT GEX & CHAIN IN OPT <GO> | ||
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