COMP <GO>
SIGI vs WTM // OPERATING MARGIN
Selective Insurance Group Inc. (NASDAQ) VS. White Mountains Insurance Group Ltd. (NYSE) • 15-METRIC TALLY: SIGI 5
— WTM 6
▲ OPERATING MARGIN LEADER: WTM
LAST: $100.76 (+1.95%) • MKT CAP: $5.83B
operating-margins
10.70%
LAST: $2,317.42 (+2.09%) • MKT CAP: $5.42B
operating-margins
36.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SIGI VS. WTM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SIGI | WTM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.80% | 16.40% | -9.60 | WTM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 14.8x | 4.3x | +10.50 | WTM | /valuation <GO> |
| Free Cash Flow Yield | 20.38% | 7.14% | +13.24 | SIGI | /fcf-yield <GO> |
| Operating Margin ACTIVE | 10.70% | 36.10% | -25.40 | WTM | /operating-margins <GO> |
| Net Profit Margin | 8.70% | 29.60% | -20.90 | WTM | /net-margins <GO> |
| Revenue Growth (YoY) | 9.80% | 66.80% | -57.00 | WTM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.59% | 0.05% | +1.54 | SIGI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 73.0 | 71.9 | +1.10 | SIGI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 1.06 | +0.10 | SIGI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 4.2x | +7.50 | WTM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.83B | $5.42B | $412.8M | SIGI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SIGI REV | WTM REV | SIGI GROSS % | WTM GROSS % | SIGI FCF | WTM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.34B | $3.73B | — | 95.9% | $1.19B | $382.4M |
| FY 2024 | $4.86B | $2.24B | — | 98.7% | $1.07B | $486.0M |
| FY 2023 | $4.23B | $2.17B | — | — | $568.5M | $306.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SIGI // BETA 1.16
WTM // BETA 1.06