COMP <GO>
PFS vs MS // GROSS PROFIT MARGIN
Provident Financial Services Inc (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: PFS 8
— MS 1
■ METRIC PARITY
LAST: $22.94 (-0.99%) • MKT CAP: $3.02B
gross-margins
—
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PFS VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PFS | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.30% | 3.00% | +7.30 | PFS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 14.25% | -7.25% | +21.50 | PFS | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 20.20% | +47.80 | PFS | /net-margins <GO> |
| Revenue Growth (YoY) | 7.10% | 5.50% | +1.60 | PFS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.17% | 2.21% | +1.96 | PFS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | PFS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.6 | 51.0 | +7.60 | PFS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.7x | 16.5x | -6.80 | PFS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.02B | $298.41B | -$295.39B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PFS REV | MS REV | PFS GROSS % | MS GROSS % | PFS FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $73.1M | $0 | — | — | $430.7M | -$17.89B |
| FY 2024 | $68.3M | $0 | — | — | $425.1M | $1.36B |
| FY 2023 | $57.5M | $0 | — | — | $173.4M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PFS // BETA —
MS // BETA 1.04