COMP <GO>
PFS vs CLBK // FORWARD P/E MULTIPLE
Provident Financial Services Inc (NYSE) VS. Columbia Financial Inc. (NASDAQ) • 15-METRIC TALLY: PFS 3
— CLBK 0
■ METRIC PARITY
LAST: $23.17 (+0.22%) • MKT CAP: $3.02B
forward-pe
9.7x
LAST: $10.73 (+0.56%) • MKT CAP: $2.89B
forward-pe
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PFS VS. CLBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PFS | CLBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.30% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 14.25% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 7.10% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.17% | 0.00% | +4.17 | PFS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | — | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.6 | 44.5 | +14.10 | PFS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 9.7x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.02B | $2.89B | $129.7M | PFS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PFS REV | CLBK REV | PFS GROSS % | CLBK GROSS % | PFS FCF | CLBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $73.1M | $0 | — | — | $430.7M | — |
| FY 2024 | $68.3M | — | — | — | $425.1M | — |
| FY 2023 | $57.5M | — | — | — | $173.4M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PFS // BETA —
CLBK // BETA —