COMP <GO>
PFS vs BAC // RSI-14 & 200D SMA MOMENTUM
Provident Financial Services Inc (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: PFS 7
— BAC 2
▲ RSI-14 & 200D SMA MOMENTUM LEADER: PFS
LAST: $23.17 (+0.22%) • MKT CAP: $3.02B
rsi-technicals
58.6
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
rsi-technicals
38.3
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PFS VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PFS | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.30% | 2.50% | +7.80 | PFS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 14.25% | 2.10% | +12.15 | PFS | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | PFS | /net-margins <GO> |
| Revenue Growth (YoY) | 7.10% | 6.80% | +0.30 | PFS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.17% | 0.00% | +4.17 | PFS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 58.6 | 38.3 | +20.30 | PFS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.7x | 10.9x | -1.20 | PFS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.02B | $357.61B | -$354.59B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PFS REV | BAC REV | PFS GROSS % | BAC GROSS % | PFS FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $73.1M | $113.10B | — | — | $430.7M | $7.52B |
| FY 2024 | $68.3M | $105.86B | — | — | $425.1M | -$13.57B |
| FY 2023 | $57.5M | $102.77B | — | — | $173.4M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PFS // BETA —
BAC // BETA 0.90