COMP <GO>
OZK vs ASB // OPERATING MARGIN
Bank OZK (NASDAQ) VS. Associated Banc-Corp (NYSE) • 15-METRIC TALLY: OZK 5
— ASB 6
▲ OPERATING MARGIN LEADER: ASB
LAST: $51.31 (+1.58%) • MKT CAP: $5.81B
operating-margins
13.90%
LAST: $30.53 (+1.77%) • MKT CAP: $5.67B
operating-margins
36.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OZK VS. ASB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OZK | ASB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.90% | 2.80% | +7.10 | OZK | /roic <GO> |
| EV/EBITDA & P/E Valuation | 21.0x | 26.8x | -5.80 | OZK | /valuation <GO> |
| Free Cash Flow Yield | 2.21% | 9.60% | -7.39 | ASB | /fcf-yield <GO> |
| Operating Margin ACTIVE | 13.90% | 36.50% | -22.60 | ASB | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 29.90% | -19.00 | ASB | /net-margins <GO> |
| Revenue Growth (YoY) | 18.70% | 9.90% | +8.80 | OZK | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.75% | -2.75 | ASB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 66.4 | 62.8 | +3.60 | OZK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 1.02 | -0.10 | ASB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 27.6x | 11.1x | +16.50 | ASB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.81B | $5.67B | $135.4M | OZK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OZK REV | ASB REV | OZK GROSS % | ASB GROSS % | OZK FCF | ASB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $0 | — | — | — | $615.7M |
| FY 2024 | — | $0 | — | — | — | $580.2M |
| FY 2023 | — | $1.10B | — | — | — | $393.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OZK // BETA 0.92
ASB // BETA 1.02