COMP <GO>
NMIH vs LMND // RSI-14 & 200D SMA MOMENTUM
NMI Holdings Inc. (NASDAQ) VS. Lemonade Inc. (NYSE) • 15-METRIC TALLY: NMIH 5
— LMND 2
▲ RSI-14 & 200D SMA MOMENTUM LEADER: NMIH
LAST: $43.18 (+2.54%) • MKT CAP: $3.25B
rsi-technicals
59.9
LAST: $45.91 (+1.21%) • MKT CAP: $3.55B
rsi-technicals
50.1
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NMIH VS. LMND)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NMIH | LMND | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 15.00% | -31.10% | +46.10 | NMIH | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 12.70% | -0.73% | +13.43 | NMIH | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 55.10% | -22.50% | +77.60 | NMIH | /net-margins <GO> |
| Revenue Growth (YoY) | 8.50% | 40.20% | -31.70 | LMND | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 3/9 | +3.00 | NMIH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 59.9 | 50.1 | +9.80 | NMIH | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.8x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.25B | $3.55B | -$305.4M | LMND | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NMIH REV | LMND REV | NMIH GROSS % | LMND GROSS % | NMIH FCF | LMND FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $706.4M | $737.9M | — | — | $412.5M | -$25.9M |
| FY 2024 | $651.0M | $526.5M | — | — | $386.7M | -$20.8M |
| FY 2023 | $579.0M | $429.8M | — | — | $342.7M | -$119.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NMIH // BETA —
LMND // BETA —