COMP <GO>

NIC vs RNST // RSI-14 & 200D SMA MOMENTUM

Nicolet Bankshares Inc. (NYSE) VS. Renasant Corporation (NYSE) • 15-METRIC TALLY: NIC 3 — RNST 4

▲ RSI-14 & 200D SMA MOMENTUM LEADER: NIC

LAST: $172.52 (+0.89%) • MKT CAP: $3.62B

rsi-technicals

59.4

LAST: $40.26 (+0.17%) • MKT CAP: $3.68B

rsi-technicals

46.3

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NIC VS. RNST) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	NIC	RNST	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	12.00%	4.70%	+7.30	NIC	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	4.13%	6.46%	-2.33	RNST	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	—	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.52%	2.14%	-1.62	RNST	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	5/9	4/9	+1.00	NIC	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum ACTIVE	59.4	46.3	+13.09	NIC	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	22.3x	18.9x	+3.40	RNST	/forward-pe <GO>
Enterprise Scale & Market Cap	$3.62B	$3.68B	-$64.4M	RNST	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	NIC REV	RNST REV	NIC GROSS %	RNST GROSS %	NIC FCF	RNST FCF
FY 2025	$0	$0	—	—	$149.4M	$237.8M
FY 2024	$0	$0	—	—	$116.8M	$92.8M
FY 2023	$0	$0	—	—	$108.0M	$148.6M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

NIC // BETA —

RNST // BETA —