COMP <GO>
NIC vs RNST // FORWARD P/E MULTIPLE
Nicolet Bankshares Inc. (NYSE) VS. Renasant Corporation (NYSE) • 15-METRIC TALLY: NIC 3
— RNST 4
▲ FORWARD P/E MULTIPLE LEADER: RNST
LAST: $172.52 (+0.89%) • MKT CAP: $3.62B
forward-pe
22.3x
LAST: $40.26 (+0.17%) • MKT CAP: $3.68B
forward-pe
18.9x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NIC VS. RNST)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NIC | RNST | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.00% | 4.70% | +7.30 | NIC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.13% | 6.46% | -2.33 | RNST | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.52% | 2.14% | -1.62 | RNST | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | NIC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.4 | 46.3 | +13.09 | NIC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 22.3x | 18.9x | +3.40 | RNST | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.62B | $3.68B | -$64.4M | RNST | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NIC REV | RNST REV | NIC GROSS % | RNST GROSS % | NIC FCF | RNST FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $149.4M | $237.8M |
| FY 2024 | $0 | $0 | — | — | $116.8M | $92.8M |
| FY 2023 | $0 | $0 | — | — | $108.0M | $148.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NIC // BETA —
RNST // BETA —