COMP <GO>
LMND vs MS // FREE CASH FLOW YIELD
Lemonade Inc. (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: LMND 2
— MS 6
▲ FREE CASH FLOW YIELD LEADER: LMND
LAST: $42.94 (-6.47%) • MKT CAP: $3.55B
fcf-yield
-0.73%
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
fcf-yield
-7.25%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LMND VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LMND | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -31.10% | 3.00% | -34.10 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | -0.73% | -7.25% | +6.52 | LMND | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -22.50% | 20.20% | -42.70 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 40.20% | 5.50% | +34.70 | LMND | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.21% | -2.21 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 5/9 | -2.00 | MS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.1 | 51.0 | -0.90 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 16.5x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.55B | $298.41B | -$294.85B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LMND REV | MS REV | LMND GROSS % | MS GROSS % | LMND FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $737.9M | $0 | — | — | -$25.9M | -$17.89B |
| FY 2024 | $526.5M | $0 | — | — | -$20.8M | $1.36B |
| FY 2023 | $429.8M | $0 | — | — | -$119.1M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LMND // BETA —
MS // BETA 1.04