COMP <GO>
HIG vs AIG // PIOTROSKI F-SCORE QUALITY
The Hartford Insurance Group Inc. (NYSE) VS. American International Group Inc. (NYSE) • 15-METRIC TALLY: HIG 9
— AIG 3
▲ PIOTROSKI F-SCORE QUALITY LEADER: HIG
LAST: $132.59 (+0.40%) • MKT CAP: $35.31B
piotroski-score
8/9
LAST: $81.90 (+0.56%) • MKT CAP: $42.58B
piotroski-score
7/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HIG VS. AIG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HIG | AIG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 28.40% | 4.10% | +24.30 | HIG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.1x | 15.3x | -9.20 | HIG | /valuation <GO> |
| Free Cash Flow Yield | 16.29% | 4.95% | +11.34 | HIG | /fcf-yield <GO> |
| Operating Margin | 75.00% | 14.10% | +60.90 | HIG | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 11.60% | +56.40 | HIG | /net-margins <GO> |
| Revenue Growth (YoY) | 3.30% | -1.70% | +5.00 | HIG | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.68% | 2.29% | -0.61 | AIG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 8/9 | 7/9 | +1.00 | HIG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.6 | 61.2 | -12.60 | AIG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.87 | +0.05 | HIG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.6x | 12.8x | -4.20 | HIG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $35.31B | $42.58B | -$7.27B | AIG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HIG REV | AIG REV | HIG GROSS % | AIG GROSS % | HIG FCF | AIG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.51B | $26.77B | — | — | $5.75B | $2.11B |
| FY 2024 | $1.46B | $27.25B | — | — | $5.76B | $2.05B |
| FY 2023 | $1.38B | $27.94B | — | — | $4.16B | $4.99B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HIG // BETA 0.92
AIG // BETA 0.87