COMP <GO>
HDB vs IBN // FREE CASH FLOW YIELD
HDFC Bank Limited (NYSE) VS. ICICI Bank Limited (NYSE) • 15-METRIC TALLY: HDB 9
— IBN 3
▲ FREE CASH FLOW YIELD LEADER: HDB
LAST: $21.80 (+1.16%) • MKT CAP: $111.86B
fcf-yield
10.15%
LAST: $29.13 (+1.50%) • MKT CAP: $104.29B
fcf-yield
2.21%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HDB VS. IBN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HDB | IBN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 20.70% | 9.90% | +10.80 | HDB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.1x | 21.0x | -8.90 | HDB | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 10.15% | 2.21% | +7.94 | HDB | /fcf-yield <GO> |
| Operating Margin | 36.90% | 13.90% | +23.00 | HDB | /operating-margins <GO> |
| Net Profit Margin | 30.30% | 10.90% | +19.40 | HDB | /net-margins <GO> |
| Revenue Growth (YoY) | -3.20% | 6.60% | -9.80 | IBN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.09% | 0.00% | +2.09 | HDB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | IBN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.2 | 52.2 | -9.00 | IBN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.06 | 1.01 | +0.05 | HDB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.9x | 30.5x | -16.60 | HDB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $111.86B | $104.29B | $7.57B | HDB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HDB REV | IBN REV | HDB GROSS % | IBN GROSS % | HDB FCF | IBN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $24.80B | — | — | — | $11.36B | — |
| FY 2024 | $25.64B | — | — | — | $13.22B | — |
| FY 2023 | $22.24B | — | — | — | $11.27B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HDB // BETA 1.06
IBN // BETA 1.01