COMP <GO>
GBCI vs ASB // FREE CASH FLOW YIELD
Glacier Bancorp Inc. (NYSE) VS. Associated Banc-Corp (NYSE) • 15-METRIC TALLY: GBCI 5
— ASB 6
▲ FREE CASH FLOW YIELD LEADER: ASB
LAST: $48.79 (+1.41%) • MKT CAP: $6.35B
fcf-yield
5.47%
LAST: $30.53 (+1.77%) • MKT CAP: $5.67B
fcf-yield
9.60%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GBCI VS. ASB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GBCI | ASB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.90% | 2.80% | -0.90 | ASB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 45.1x | 26.8x | +18.30 | ASB | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 5.47% | 9.60% | -4.13 | ASB | /fcf-yield <GO> |
| Operating Margin | 75.00% | 36.50% | +38.50 | GBCI | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 29.90% | +38.10 | GBCI | /net-margins <GO> |
| Revenue Growth (YoY) | 7.50% | 9.90% | -2.40 | ASB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.56% | 2.75% | -0.19 | ASB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 69.5 | 62.8 | +6.70 | GBCI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.07 | 1.02 | +0.05 | GBCI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 24.7x | 11.1x | +13.60 | ASB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.35B | $5.67B | $683.8M | GBCI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GBCI REV | ASB REV | GBCI GROSS % | ASB GROSS % | GBCI FCF | ASB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $101.1M | $0 | — | — | $347.6M | $615.7M |
| FY 2024 | $94.0M | $0 | — | — | $209.8M | $580.2M |
| FY 2023 | $88.5M | $1.10B | — | — | $496.7M | $393.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GBCI // BETA 1.07
ASB // BETA 1.02