COMP <GO>
CZWI vs FCAP // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Citizens Community Bancorp Inc. (NASDAQ) VS. First Capital Inc. (NASDAQ) • 15-METRIC TALLY: CZWI 2
— FCAP 5
■ METRIC PARITY
LAST: $23.67 (-0.38%) • MKT CAP: $228.4M
options-implied-move
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LAST: $63.80 (-1.39%) • MKT CAP: $213.4M
options-implied-move
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CZWI VS. FCAP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CZWI | FCAP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.70% | 11.90% | -4.20 | FCAP | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.55% | 9.34% | -4.79 | FCAP | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.58% | 1.89% | -0.31 | FCAP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | FCAP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 71.5 | 48.2 | +23.31 | CZWI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.7x | 12.1x | +2.60 | FCAP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $228.4M | $213.4M | $15.0M | CZWI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CZWI REV | FCAP REV | CZWI GROSS % | FCAP GROSS % | CZWI FCF | FCAP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $10.4M | $19.9M |
| FY 2024 | $0 | $0 | — | — | $19.5M | $21.6M |
| FY 2023 | $0 | $0 | — | — | $13.1M | $14.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CZWI // BETA —
FCAP // BETA —