COMP <GO>
BWB vs NPB // PIOTROSKI F-SCORE QUALITY
Bridgewater Bancshares Inc. (NASDAQ) VS. Northpointe Bancshares Inc. (NYSE) • 15-METRIC TALLY: BWB 1
— NPB 5
■ METRIC PARITY
LAST: $20.34 (-0.24%) • MKT CAP: $567.2M
piotroski-score
4/9
LAST: $16.18 (-0.06%) • MKT CAP: $559.5M
piotroski-score
4/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BWB VS. NPB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BWB | NPB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.90% | 14.70% | -5.80 | NPB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 3.87% | 7.42% | -3.55 | NPB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.58% | -0.58 | NPB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.6 | 50.4 | -6.82 | NPB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.4x | 6.2x | +5.20 | NPB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $567.2M | $559.5M | $7.6M | BWB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BWB REV | NPB REV | BWB GROSS % | NPB GROSS % | BWB FCF | NPB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $22.0M | $41.5M |
| FY 2024 | $0 | $0 | — | — | $42.3M | $18.8M |
| FY 2023 | $0 | $0 | — | — | $30.0M | $504.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BWB // BETA —
NPB // BETA —